Use of this website is governed by the following terms and conditions. Please read these terms and conditions carefully, as by using this site you will be deemed to have agreed to them. These terms and conditions are subject to change without notice to you, so we recommend that you review them regularly. If you do not agree with these terms and conditions, do not use this site.
Limited license and use
The Canada Life Assurance Company (Canada Life) grants you a limited license to display the contents of this site on your computer or other electronic device you use to access this site, and to print, download and use the materials on this site solely for informational purposes or to transact with Canada Life, provided that the contents of this site are not modified in any way and that all copyright and other notices are maintained. You agree not to, or allow others to, directly or indirectly, attempt or actually disrupt, impair or interfere with, alter or modify this site or any of its content.
This site is not intended to provide you with any personalized financial, insurance, legal, accounting, tax, medical or other professional advice. You will not rely on this site as a substitute for independent research or for personal advice from a representative of Canada Life or its affiliated companies or any other appropriate professional advisor.
Nothing on this site constitutes an offer to buy or sell products or services of Canada Life or any third party. All products and services are subject to the terms and conditions of any applicable contracts and applicable laws. Canada Life products and services and those of third parties described on this site are available only in jurisdictions where they may be lawfully offered for sale in Canada.
The use and content of this site, including the terms and conditions of use, shall be governed by the laws of the Province of Ontario and the laws of Canada applicable therein and you agree to attorn to the jurisdiction of the courts of the Province of Ontario.
If you are accessing this site on behalf of another party, you confirm you are authorized to do so, and agree you shall be liable and will indemnify and hold harmless Canada Life, its affiliates, and each of their respective directors, officers, employees and agents, in the event the party you are acting on behalf of claims you did not have such authority or the information you submitted was inaccurate.
No endorsement or approval of any third party or their statements, opinions, information, products, or services is expressed or implied by the contents of this site. To the extent any third party opinions or information are included on this site, they are provided for convenience only and Canada Life assumes no liability and does not approve or endorse such third party content, or warrant such content to be accurate, complete, reliable, verified, error free, or fit for any purpose.
Canada Life may utilize third party service providers to provide certain tools and/or programs, some of which may be housed on a third party server or on a site which has been independently developed by others. As such, while accessing this site you may be linked to such other third party servers. Access to other sites or use of any third party tools or programs on this site are subject to all terms and conditions found therein.
Availability
This site, in whole or in part, may periodically be unavailable to you in order to allow for maintenance or updates, or due to other causes, including causes beyond the control of Canada Life. Further, any or all of the services on this site may change at any time, with or without notice to you.
Copyright
This site has been developed by and is the property of Canada Life. All information and materials contained on this site are protected by copyright, trademark and/or other intellectual property laws of Canada and other countries, and are the property of their respective owner(s). Subject to the limited license to use this site as described above, no person may copy, redistribute, reproduce or republish in any form, or link to this site or its contents in any manner whatsoever, including by way of hyperlinks or framing, unless that person has obtained the prior written consent of Canada Life. Any infringement of the rights of Canada Life may result in appropriate legal action.
Trademarks
Canada Life owns or has obtained the right to use by license or otherwise the trademarks, logos and domain names used on or in connection with the goods and services that it provides and displays on this site. The trademarks are protected by Canadian and foreign trademark laws. All rights reserved. The display of trademarks on this site shall not in any way be construed as an implied license to use such trademarks.
Canada Life and design, Freedom to Choose and other marks displayed on this site, including those marks followed by the TM symbol at first-time of use, are trademarks of Canada Life or a third party. Third party marks are used with permission or under license.
General disclaimer
While the information posted on this site is believed to be reliable and accurate at the time of posting, Canada Life does not guarantee, represent or warrant that the information contained on this site is accurate, complete, reliable, verified, error-free or fit for any purpose.
Nothing on this site forms a contract, or a part of any contract, other than as it relates to the use of this site or as may be expressly provided. In the event of a conflict between the information contained on this site and the terms contained in any product or service offered by Canada Life or a third party, the terms contained in any document detailing such product or service will prevail.
Neither Canada Life, nor any third party, make any representations or warranties, express or implied, regarding the usability or condition of this site, that this site will operate uninterrupted or error-free, or that this site will operate in combination with any services or software used in connection therewith or that it shall be viewed consistently with all browser software or that any communication transmitted to or from this site is private, confidential or secure.
Note:Canada Life expressly disclaims all representations, warranties or conditions, express or implied, statutory or otherwise, including, without limitation, the warranties and conditions of merchantable quality and fitness for a particular purpose, non-infringement, compatibility, timeliness, security or accuracy, and any representations, warranties or conditions that may arise from a course of dealing or usage of trade.
You assume full responsibility for risk of loss of any nature whatsoever resulting from your use of this site. Without limiting the generality of the foregoing, you acknowledge and agree that none of Canada Life, its affiliates, or any third party, or any of their respective directors, officers, employees or agents shall be liable to you for loss of data, computer time or any loss or damage of any nature whatsoever arising out of or attributable in any manner whatsoever to your use or inability to use this site for any reason whatsoever or to any action or inaction on the part of Canada Life or for any direct, indirect, special or consequential damages, even if Canada Life has been advised of the possibility thereof, including but not limited to lost profits, lost opportunities or business revenues, loss of goodwill, or failure to realize expected savings.
This site contains links to or may be accessed from other sites which sites are not maintained or controlled in any way by Canada Life. Canada Life does not control and is not responsible for any of these sites or their content, and as a result such links are not to be construed as an endorsement by Canada Life or any other party of the products, services, advice or opinions or any other content of such sites. Access or use of sites to which links are provided and of sites that link to this site are subject to the terms and conditions of such sites. You are fully responsible for any use that you make of the content contained on such sites and you are solely responsible for the consequences of any use of or reliance on such content. Links to such sites that are not maintained or controlled by Canada Life are provided for convenience only.
Canada Life provides you with access to this site through the networks of third party telecommunications providers and through other suppliers and third parties. Canada Life assumes no responsibility for security of your facilities or networks, nor for unauthorized access to such facilities or networks. In all cases, you are responsible for determining and establishing secure network access configurations. Canada Life, its affiliates, and each of their respective directors, officers, employees and agents, shall not be liable for any inability, failure or mistake related to any security breach or identification of such breach or any loss that results from the transmission of confidential or sensitive information over the Internet.
If any of these terms and conditions are determined to be invalid or unenforceable in whole or in part, such invalidity or unenforceability attaches only to such term or condition and all other terms and conditions shall continue in full force and effect.
More information
For more information concerning the terms and conditions of use of this site, to request a copy of Canada Life’s Privacy Policy, or to request the authorization to reproduce or distribute the content of this site or any party thereof, please contact:
S4 - Individual Health Services
Canada Life
330 University Avenue
Toronto, ON M5G 1R8
Attn: Communication Services