Guaranteed plans

Freedom to Choose health and dental insurance can help fill the gap between your provincial plan coverage and what you pay.

These plans are ideal if you’re currently covered or had coverage in the last 60 days and:

1. You’re close to retiring or losing health care benefits, or
2. You don’t want to answer medical questions, or
3. You have pre-existing medical conditions.

You can choose from three plans

1. Guaranteed
2. Guaranteed plus
3. Guaranteed elite

Each plan offers coverage to suit your needs. Looking for higher prescription drug coverage?
Compare plans

Optional coverage

Let’s look at four options:

• Accidental death, dismemberment and specific loss
• Emergency travel medical
• Hospital cash (helps with costs while you’re in the hospital)
• Major dental coverage

*This is not a guarantee that applications for coverage will be accepted. Eligibility for coverage is based on the medical information provided in the Medical and Lifestyle Questionnaire included in the application